Prestige Destinations
 

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Perfect for frequent business and leisure travelers, Elite DestinationsSM covers a year's worth of travel. Choose from two plans according to your specific needs. For more information about each benefit, point your mouse to the desired benefit.
PRODUCT COMPARISON

Benefit Coverage
Elite Destinations Standard

Elite Destinations
Premier
Benefits apply for trips up to 90 days.

Basic annual protection at a good value.
Comprehensive annual protection for the sophisticated traveler. Customize the product based on the amount of Trip Cancellation/Trip Interruption (TC/I) coverage you need.
 
Terms & Conditions
Emergency Medical / Dental Coverage $50,000 $50,000
Emergency Medical Transportation $250,000 $500,000
Baggage Loss / Damage $1,000 $1,500
Baggage Delay $500 $1,500
Travel Delay $500 $1,500
Travel Accident $125,0002 $150,0002
Collision / Loss Damage - $40,0001
24-Hour Hotline Included Included
Concierge - Included
    Add a level of Trip Cancellation/Trip Interruption
    TC/I - $1,500 TC/I - $5,000 TC/I - $10,000 TC/I - $15,000
Trip Cancellation* - $1,500 $5,000 $10,000 $15,000
Trip Interruption* - $1,500 $5,000 $10,000 $15,000
Product Price $325 $450 $700 $950 $1,225
These descriptions of coverage are abbreviated and are subject to the terms, conditions, and exclusion of the actual policy, which forms the contract between the insured and the insurance company. Available coverages, credits and options may vary by state.
*TI/C coverage is provided annually per household. All other benefits are on a per person per trip basis.

Special Feature - 10-Day Satisfaction Guarantee: We will refund your insurance premium if you cancel your policy within 10 days of purchase and have not filed a claim or departed on a trip.
* Total annual coverage per household.
1 Not available to residents of Texas.
2 The Travel Accident Limit is for the primary insured, spouse or domestic partner. Each dependent child is covered at a limit of $10,000. Benefits will be payable for only one loss, that being of the greatest amount.

  Coverage Overview
  • Annual Policy: Covers you on any trip of at least 100 miles from your home for 90 days, regardless of the number of trips you take or the reasons for the trips.
  • Family Coverage: Covers you and your resident family members, including a domestic partner living in the same household, whether traveling alone or together.
  • Emergency Medical Transportation: Provides medically necessary transportation to the nearest appropriate medical facility. Also covers the cost of transportation back home. Includes flying a family member or friend to your bedside if the attending physician anticipates that you will be hospitalized for more than seven consecutive days.
  • Emergency Medical and Dental*: This coverage, secondary to existing health coverage, provides benefits for losses due to medical and dental emergencies that occur during your trip, greater than 100 miles from home. Provides quality, pre-screened healthcare worldwide for any emergency med-ical treatment you may require while traveling abroad.
  • Emergency Travel and Medical Assistance: Our 24-Hour Hotline provides you with a broad range of services in the event of a travel or medical emergency, including medical referral and monitoring, legal assistance, emergency message center, emergency cash transfer, arrangement of medical evacuations or repatriations, emergency translations, and pre-trip assistance.
  • Terrorist Incidents: Assists if you are affected by an act of terrorism while traveling, including evacuation assistance, medical assistance, and, if you selected Elite DestinationsSMPremier, trip cancellation/interruption coverage.
  • Rental Car Collision/Loss Damage*: Covers physical damage to a rental car when caused by collision, fire, storm, vandalism or theft during the rental period. This coverage is primary when traveling abroad, covering accident or loss that occurs when renting a car outside of the United States. Each rental cannot exceed 45 days. (Not available to Texas residents)
  • Travel Delay*: Receive up to $150 per day per person to cover additional accommodations and travel expenses due to a travel delay of six or more hours.
  • Trip Interruption* (available on Premier only): Reimburses the unused, non-refundable portion of your trip as well as increased transportation costs to return home due to a covered reason, including a terrorist incident that affects your itinerary. Some limitations may apply.
  • Trip Cancellation* (available on Premier only): Reimburses your prepaid, non-refundable expenses if you must cancel your trip due to a covered reason, including illness, natural disaster - even employment lay-offs. Some limitations may apply.
  • Baggage Delay*: Covers the reasonable additional purchase of essential items if a common carrier delays or misdirects your baggage by 24 hours or more.
  • Baggage Protection*: Provides benefits for loss, damage or theft of baggage and personal effects. Coverage is secondary to coverage provided by a common carrier.
  • Concierge Service (available on Premier only): Our concierge service provides you with information about your destination before you travel and can help you select restaurants, reserve golf tee times, or secure tickets to a local event.
  • Travel Accident*: Provides coverage for loss of life, limb or eyesight within 365 days of a covered accident.
  • Existing Medical Condition Exclusion: Coverage for an Existing Medical Condition is excluded. An Existing Medical Condition is an illness or injury that exhibited symptoms or was treated for any time 120 days prior to purchasing your plan.

    You'll find a complete description of coverage in the Certificate of Insurance/Policy.
* Elite DestinationsSM Insurance coverage is provided under Form No. 52.401 or 52.201 issued by BCS Insurance Company or Form No. 101-C-XX-01 or 101-P-XX-01 issued by Jefferson Insurance Company and administered by World Access Service Corp., a company of Mondial Assistance. All benefits except Trip Cancellation/Interruption (TCI) are provided on a per trip basis. TCI coverage limit is an annual maximum.
Program not yet available to Oregon residents.
Mondial Assistance